自2008年以来,受国际金融危机蔓延的影响,以外向型经济为主的晋江,民营经济发展遭遇了改革开放以来前所未有的寒流。相形之下,被称作“草根金融”的民间借贷却暗潮涌动,大有蓄势待发之势。然而,由于民间借贷长期处于无序发展状态,其风险性不可避 Since 2008, affected by the spread of the international financial crisis, the development of the private economy in Jinjiang, which is dominated by an outward-oriented economy, has encountered unprecedented cold since the reform and opening up. In contrast, private lending, which is called “grassroots finance,” surged in strength and stood ready to go. However, due to the long-term non-state loan development disorder, its risk is inevitable