中小企业与许多大型企业一样,是现代经济不可缺少的组成部分,在扩大就业、活跃市场、技术创新和稳定社会等方面发挥着重要作用。近年来,湖北省中小企业有了长足发展,对国民经济的贡献也在不断提高,已成为推动湖北经济社会发展不可缺少的重要力量。但与其他地区中小企业发展所遇到的难题一样,融资难一直是湖北省中小企业发展的最主要障碍,不仅阻碍了中小企业的发展进程,也对湖北省经济发展产生了不利的影响。 Like many large enterprises, SMEs are an indispensable part of the modern economy and play an important role in expanding employment, active markets, technological innovation and social stability. In recent years, with the rapid development of small and medium-sized enterprises in Hubei Province, their contribution to the national economy is also constantly improving and has become an indispensable and important force in promoting Hubei’s economic and social development. However, like the difficulties encountered in the development of SMEs in other regions, financing difficulties have always been the major obstacle to the development of SMEs in Hubei Province. They have not only hindered the development of SMEs but also have had a negative impact on the economic development in Hubei Province.