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中国现行金融体制中,银行对中小型企业融资表现出来的态度是狭隘的、局限的。融资担保公司作为弥补这种不足的中介机构,为众多中小型企业提供了融资途径,对促进国民经济做出了巨大贡献。但由于融资担保公司发展历程短,行业积淀少,尚有不健全的地方。本文就融资担保公司遇到的普遍性财务问题,进行粗浅地探讨。
In the current financial system in China, the banks’ attitude towards the financing of SMEs is narrow and limited. Financing guarantee companies, as intermediaries to make up for such deficiencies, have provided financing channels for many small and medium-sized enterprises and made great contributions to the promotion of the national economy. However, due to the short development history of financing guarantee companies and the small industry accumulation, there are still some unsound places. This article discusses the general financial problems encountered by financing guarantee companies.