目前,国内的监管部门对银行开展绿色信贷业务主要采用引导性、指引性的措施,而非强制性、考核性的监管,也没有实施强有力的激励、支持政策。部分银行出于成本效益考虑以及进入绿色这一新领域的担忧,对推行绿色信贷的积极性不高。中国经济30年来的高速发展所产生的一个重大的负面效应,是生态环境遭受极大的破坏:资源大量消耗、环境严重污染、生态大幅退化。政府和公众日益重视生态修复和环境治理问题。金融作为经济发展的核心,能够极大地促进环境问题的改善和解决。在中国, At present, the regulatory authorities in China mainly adopt guiding and guiding measures on green credit business of banks instead of compulsory and evaluation supervision, nor do they implement strong incentives and supportive policies. Some banks are not motivated to implement green credit because of cost-effectiveness considerations and concerns about entering the new field of green. A major negative effect produced by the rapid economic development in the past 30 years in China is that the ecological environment has suffered tremendous damage: massive consumption of resources, serious pollution of the environment and substantial ecological degradation. The government and the public place increasing emphasis on ecological restoration and environmental governance. As the core of economic development, finance can greatly promote the improvement and solution of environmental problems. in China,