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在投保及履行团体人身保险合同的过程中,由于一些投保单位错误地认为,既然单位出钱买保险,就一切应由单位做主;甚至认为,单位应享有索赔权和受益权,这导致了侵害被保险职工权益的现象时常发生。 1、事先不征求职工意见,侵犯了职工的自愿选择保险权。 购买团体人身保险,保障的直接对象是职工,涉及到他们的切身利益,关系到受益人的指定,甚至于未来幸福(指长期保险)。但
In the process of insuring and performing the group life insurance contract, some insured units mistakenly think that since the unit paid for the insurance, everything should be done by the unit. Even the unit should have the right to claim and benefit, which caused the violation The phenomenon of the rights and interests of insured workers often occurs. 1, do not seek the opinion of workers in advance, violated the voluntary choice of insurance rights of workers. To buy group life insurance, the immediate object of protection is the employees, their immediate interests, the designation of the beneficiaries, and even the future happiness (referring to long-term insurance). but