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3月30日,中国人民银行、住房城乡建设部和中国银行业监督管理委员会联合发布了《关于个人住房贷款政策有关问题的通知》(以下简称《个贷政策通知》);财政部和国家税务总局联合发布了《关于调整个人住房转让营业税政策的通知》(以下简称《营业税政策通知》。《通知》主要内容二套房首付降至40%,首套房公积金贷款首付比例降至20%《个贷政策通知》的核心内容是降低首套房、二套房首付比例,刺激改善型需
On March 30, the People’s Bank of China, Ministry of Housing and Urban-Rural Development and China Banking Regulatory Commission jointly issued the Circular on Issues Related to Individual Housing Loans (hereinafter referred to as the “Personal Loan Policy Notice”); the Ministry of Finance and the State Administration of Taxation General Administration of Customs jointly issued the Notice on Adjusting the Business Tax Policy on the Transfer of Individual Housing (hereinafter referred to as the Business Tax Policy Notice), the main contents of which are: the down payment of two suites down to 40% and the down payment of first-suite provident fund loans down to 20% Policy Notice "is the core content is to reduce the first suite, two suites down payment ratio to stimulate the need to improve