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应细化《保险法》对未成年人人寿保险的规定,对未成年人死亡给付保险金额进行全国统一,并将未成年人人寿保险保额与投保人保额挂钩,引导正确的保险理念。对比研究不同国家、地区未成年人人寿保险有关规定和实务操作,我国不宜进一步提高未成年人死亡给付保险金额上限,应细化《保险法》对未成年人
The provisions of the Insurance Law on the life insurance for minors should be detailed, the national insurance insurance for minors should be uniformly unified, and the amount of life insurance for minors insured by policyholders should be linked to ensure the correct insurance concept. Comparing the relevant provisions and practices of life insurance for minors in different countries and regions, it is not appropriate for our country to further increase the upper limit of the amount of insurance for the death of minors. The “Insurance Law”