基层行处的科、股长（包括县辖办事处、储蓄所主任等），处在银行业务的第一线。他们既要抓好业务工作，又要做好思想政治工作，还要搞好管理工作，其岗位是非常重要的，任务是很艰巨的。他们的工作做好了，对于基层行处的全面建设，有极其重大的作用。为此，我们对科、股长进行了培训，探讨、总结了以下十条经验。 Branch at the grassroots level, chief (including the county office, director of savings, etc.), in the forefront of banking. They must not only do a good job in business but also do a good job in ideological and political work. They must also do a good job in management and their post is very important. The task is arduous. Their work is well done and has an extremely important role in the overall construction of grassroots units. To this end, we conducted training for the chiefs and chiefs of the department, discussed and summarized the following ten experiences.