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2002年2月,在山西中行成立25周年之际,新一代信贷系统在山西中行全面投产,标志着山西中行在金融电子化方面又上了一个新台阶。在使用新一代信贷系统之前,中国银行信贷业务电子化水平相对落后,信贷业务电子化只体现在一些简单的表格处理和台帐管理上,对客户信息的深度和广度管理、对贷款帐务处理都严重不足,而且绝大多数为单机分散作业,系统之间、部门之间不能实现信息共享,造成信息分散、加工环节多、重复加工现象特别严重。新一代信贷系统是基于中国银行数据模型之上的一个应用系统,该系统在代码数据和客户资料的支持下,
In February 2002, on the occasion of the 25th anniversary of the establishment of Shanxi Bank of China, a new generation of credit system was put into full operation in Shanxi Bank of China, marking that Shanxi Bank of China has taken a new step in financial electronicization. Prior to the use of a new generation of credit system, the electronic banking business of the Bank of China was relatively backward. The electronicization of the credit business was only reflected in some simple form and form management. The management of the depth and breadth of customer information, Are seriously inadequate, and the vast majority of scattered operations for stand-alone, between systems, departments can not achieve the sharing of information, resulting in decentralized information, processing more links, duplication of processing is particularly serious. A new generation of credit system is based on the Bank of China data model of an application system, the system in the code data and customer data support,