当前，人民银行面临着越来越繁重的金融监管任务，肩负着全面推进二十一世纪金融事业的艰巨使命，没有一支“政治过硬、业务优良、作风清正、纪律严明”、用“三个代表”重要思想武装起来的高素质的干部队伍，难以担当这一历史重任。在这种形势下，如何理解和把握干部德才兼备? At present, the People’s Bank of China is facing more and more arduous task of financial supervision and shouldering the arduous mission of advancing the financial cause in the 21st century in an all-round way. There is no such thing as “political perfectness, excellent business, clear-cut work style and strict discipline” It is difficult for this cadre of history to shoulder the important task of arming the highly qualified cadre team armed with the important thinking. In this situation, how to understand and grasp cadres both ability and political integrity?