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纵观世界,住何国家实行的医疗保险制度,都是建立在一定的政治制度和经济基础上的。我国的职工医疗保险制度,是国家强制性的福利措施,是与我国现阶段生产力发展水平相适应的基本医疗保险制度,距离实行全社会化完全补偿型医疗保险还有一段时间。因此,如何解决基本医疗保险以外的医疗服务与补偿,建立与基本医疗相适应的医疗补充保险已成为人们日益关注的问题。
Looking at the world and living in any country, the medical insurance system is based on a certain political system and economic basis. The system of employee medical insurance in our country is a compulsory national welfare measure and a basic medical insurance system that is compatible with the level of development of the productive forces in our country at this stage. There is still some time away from implementing the fully socialized fully compensated medical insurance. Therefore, how to solve the medical insurance and compensation beyond the basic medical insurance, and to establish the medical supplementary insurance that is compatible with the basic medical service has become a problem that people pay more and more attention to.