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近年来,民间借贷的普及加之其简便性和灵活性,使得企业、其他组织、自然人在通过借贷途径获得资金时,借贷纠纷案件层出不穷。据统计,南宁市两级法院接收民间借贷纠纷案件逐年增多,从2013年3186件,到2015年前三个季度的4748件,民间借贷纠纷已成为仅次于婚姻家庭纠纷的第二大类型民事案件。对于民间借贷中繁多又复杂的的疑难问题,本文以事实案例为切入点,由特殊到一般,从而对民间借贷中较为突出的问题进一步地剖析和研究。
In recent years, the popularization of private lending, coupled with its simplicity and flexibility, has led to an endless stream of loan dispute cases when enterprises, other organizations and natural persons obtain funds through lending. According to statistics, Nanning municipal courts have received more cases of private lending disputes each year, from 3,166 in 2013 to 4,748 in the first three quarters of 2015. Private lending disputes have become the second largest category of civil disputes after marriage and family disputes case. As for the complicated and complicated problems in private lending, this article takes the factual case as the starting point, and from the special to the general, so as to further analyze and study the more prominent problems in the private lending.