随着中国加入WTO ,在中国巨大的发展潜力吸引下 ,外国来华直接投资近几年迅速增加 ,对促进中国经济发展发挥了重要作用 ,进而影响到了中国保险业的发展 ,使保险业逐步由粗放式经营向集约化经营方向转变。对中国保险业来说 ,这种变化既是机遇 ,也是挑战。保险公司必须善于利用机遇 ,向国际资本学习先进技术和管理经验 ,促进我国保险业的发展 With China’s accession to the WTO, with the huge potential of development in China, foreign direct investment in China has rapidly risen in recent years and played an important role in boosting China’s economic development, thereby affecting the development of China’s insurance industry and gradually making the insurance industry gradually Extensive management to intensive management direction. For China’s insurance industry, this change is both an opportunity and a challenge. Insurance companies must be good at exploiting opportunities, learning advanced technologies and management experience from international capital, and promoting the development of China’s insurance industry