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道德风险的存在对社会百害无一利,而医生的道德风险具有原发性,更是整个社会医疗保险的核心问题。解决医生道德风险问题是解决医疗保险体系中所有问题的关键所在。本文对医生道德风险的成因进行分析并提出规避策略。
The existence of moral hazard has no benefit to all kinds of social harm, and the moral hazard of doctors is primary, which is also the core issue of the entire social medical insurance. Solving the moral hazard of doctors is the key to solving all the problems in the medical insurance system. This article analyzes the causes of doctors’ moral hazard and puts forward the evading tactics.