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2002年9月19日至10月2日我们到新加坡共和国金融监管局进行学习考察,不仅对新加坡的经济、政治、人文、地貌等方面有了初步的实际的了解,而且对新加坡的金融业,特别是保险业、保险监管有了比较具体的了解。从学习考察中,我们感到有一些经验对我们是有借鉴意义的,尤其是新加坡的保险市场与保险监管,对我们是有参考作用的。当然不能照搬。一、新加坡的保险市场情况在新加坡保险市场上、保险公司既可以专营财产保险(普通保险)或人寿保险,也可以产、寿险混合经营(综合保险),市场主体有直接保险公司、再保险公司、自保公司和保险经纪人公司,至2002年10月1日,新加坡共有直接保
From September 19 to October 2, 2002, we conducted a study tour to the Financial Services Authority of the Republic of Singapore. This not only provided us with a preliminary practical understanding of Singapore’s economy, politics, humanities and landform, but also provided us with an insight into Singapore’s financial industry, In particular, the insurance industry, insurance regulation has a more specific understanding. From the study tour, we feel that some experiences are of reference to us. In particular, Singapore’s insurance market and insurance supervision are of reference to us. Of course, can not be copied. First, the insurance market in Singapore In the Singapore insurance market, the insurance company either franchise property insurance (general insurance) or life insurance, but also can produce, mixed life insurance (comprehensive insurance), the main market players are direct insurance companies, reinsurance companies, Self-insurance companies and insurance brokers, until October 1, 2002, Singapore, a total of direct insurance