1951年中国人民保险公司决定在扩大农村牲畜保险的同时,开展农作物收获保险业务。当时,华东区公司、苏南分公司决定小麦收获保险在镇江专区丹阳县择点试办。保险办法规定:保险额是以当地常年产量的70％承保,保险责任包括水灾、潮湿、大雨、风灾、雹灾、霜灾、冻灾、虫害及病害等自然灾害。规定 In 1951, PICC decided to expand crop insurance in rural areas while carrying out crop harvest insurance business. At that time, Eastern Region Company, Sunan Branch decided that wheat harvest insurance in Danyang County, Zhenjiang prefecture, select a pilot. The insurance regulation stipulates that the insured amount is covered by 70% of the local annual output. The insurance responsibilities include natural disasters such as floods, dampness, heavy rain, windstorms, hailstorms, frost disasters, frostbites, pests and diseases. Provisions