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近年来,有关方面为落实稳健货币政策、调整社会融资结构,推行了合意信贷规模。作为以间接融资为重要功能的农村信用合作机构、村镇银行、城商银行这类中小银行业机构,面对合意信贷规模,努力地调整资产与负债总量,优化融资结构,既兼顾审慎监管及监管评级的要求,又努力开展票据业务、理财业务以适应要求,取得了预期效果。
In recent years, relevant parties have implemented a sound credit policy to implement a prudent monetary policy, adjust the social financing structure. As a small and medium-sized banking institution such as rural credit cooperative agencies, rural banks and city commercial banks that take indirect financing as an important function, they are trying their best to adjust the total assets and liabilities and optimize the financing structure in line with the credit scale. Supervision and rating requirements, but also efforts to carry out the bill business, money management business to meet the requirements, and achieved the desired results.