转轨时期改善信贷资产质量的新思路工商银行江西省分行金融研究所课题组近几年来，信贷资产质量问题日趋严重，如同高悬在国家专业银行头顶之上的一柄达摩克里斯之剑。国家专业银行向国有商业银行转轨的改革目标能否如期实现，将在很大程度上取决于今后的信贷资产质量管理... New Ideas for Improving the Quality of Credit Assets during the Transitional Period In recent years, the task force of the Institute of Finance, ICBC Jiangxi Branch has been aggravating the quality of credit assets as the Sword of Damocles above the head of state-owned banks. Whether the goal of the reform of state-owned commercial banks in transition to state-owned commercial banks can be realized as scheduled will depend to a great extent on the quality management of credit assets in the future ...