住房公积金贷款是职工住房问题解决的重要途径。但是当前我国住房公积金贷款制度中有着多方面的问题,对于住房公积金的管理形成了一定程度的困难。本文主要的研究对象是住房的公积金管理,并且对公积金管理背后的问题开展了分析。 Housing provident fund loans is an important way for workers to solve housing problems. However, there are many problems in China’s current housing provident fund loan system, and the management of housing provident fund has formed a certain degree of difficulty. The main research object of this paper is housing provident fund management, and analyzes the problems behind the provident fund management.