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调整农业银行信贷结构,不仅仅是在局部范围内的简单调整和修补,而且要形成有效的实现机制,即建立包括信贷准入机制、信贷营销机制、风险预警机制、信贷退出机制在内的信贷进退机制;同时,还要在认识上,切入点上,人才、产品组织等经营要素的供给上,组织机构,信用环境等方面进行全面的创新。
To adjust the credit structure of ABC is not only a simple adjustment and repair within a certain range but also an effective realization mechanism, that is, establishing credit including credit access mechanism, credit marketing mechanism, risk warning mechanism and credit withdrawal mechanism Advance and retreat mechanism; the same time, but also in the understanding, the entry point, talent, product organization and other elements of the supply, organizational structure, credit environment and other aspects of a comprehensive innovation.