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为帮助春城职工改善家庭居住条件,较好地发挥住房公积金贷款作用,10月27日上午,交行昆明分行和招行昆明分行与昆明市住房公积金管理中心联合推出个人住房公积金置换组合贷款。据介绍,个人住房公积金组合贷款是指银行先用自有资金对借款人全额发放住房贷款,同时替借款人向公积金管理部门申请公积金贷款额度,获批后用公积金贷款置换部分银行贷款,最后形成银行+公积金的组合贷款。到目前为止,昆明市的
To help Spring City workers improve their living conditions and better play the role of housing provident fund loans, Kunming Branch of Bank of Communications and Kunming Branch of China Merchants Bank and Kunming Housing Provident Fund Management Center jointly launched the personal housing accumulation fund replacement loan on the morning of October 27. According to reports, personal housing provident fund portfolio loan refers to the bank first with its own funds on the borrower full payment of housing loans, while for the borrower to the provident fund fund management department to apply for a loan amount, after the approval of the fund loans to replace some of the bank loans, and finally Formation of bank + provident fund portfolio loan. So far, Kunming’s