老龄化中国——困境中的中国养老保险体系及出路

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人口生育率下降和寿命延长正把中国引入一场深刻 更大比例的人口将步入没有依靠的晚年。的人口转变。35年前,中国年轻人是老年人口的6倍,从 老龄化浪潮的挑战是巨大的,但并不意味着中国由现在起的35 年后,这一关系将颠倒过来,老年人口将是 穷变富的巨变由此终止——假如中国选择明智的政策的年轻人口的两倍。话。《银发中国》认为,资金做实的养老金制度,将是这 由美国保德信金融集团资助、美国战略与国际研究 一解决方案的要害;它可以帮助中国照料起更多的老人,中心最新完成的《银发中国——中国养老政策的人口与经 而不至于让年轻的工作一代承受过重的压力。与此同时,济分析》报告,探索了正在来临的老龄化浪潮的经济和社 中国的资本市场将变得更深更广,中国经济融入世纪经济会影响。它警示中国,如果不准备充分,中国将在本世纪 的步伐将加快。后半期面临一场危机。正如这份报告所言,中国的公共养 显然,解决这一问题的出路可能涉及到中国市场经老金制度主要局限于城市国有企业职工,由于现收现付制 济改革的全局。中国必须承担因改革而支付的代价,并因带来的沉重财经负担,这一制度难以支撑。中国人绝大多 此能够使得更多人可以分享中国经济的繁荣;当然,在这数仍然依靠子女来赡养晚? Decreasing Fertility and Lifespan of Population The introduction of a much larger and larger proportion of China’s population into the relics of the past will not. The demographic transition. 35 years ago, the number of young people in China was six times that of the elderly population. The challenge from the wave of aging is enormous, but it does not mean that this relationship will be reversed in China 35 years from now. The elderly population will be poor The catastrophic change thus ceased - assuming that China chooses a wise population of twice as many young people. words. “Silver Hair China” believes that a realistic pension system will be the key to this solution funded by Prudential Financial Group of the United States and a strategic and international research solution for the United States. It will help China to take care of more elderly people and the Center recently completed “Silver Hair China-The population and age-old pension policy in China will not overburden the younger generation. In the meantime, the ”Economic Analysis" report explores the emerging wave of aging economy and social capital markets in China will become deeper and broader, and the integration of China’s economy into the century will have an impact on the economy. It warns China that if it does not prepare fully, China will speed up this century. The latter half of a crisis. As the report puts it, China’s public ownership clearly shows that the solution to this issue may involve the Chinese market being dominated by the old-age pension system mainly in the urban SOE employees due to the pay-as-you-go reform. China must bear the price it paid for the reform and because of the heavy financial and financial burden brought about by this system, it is difficult to support this system. Most Chinese people can make more people can share the prosperity of China’s economy. Of course, they still rely on their children to support them.
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