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2005年小额贷款公司开始在全国范围内广泛试点,成为解决农村及欠发达地区融资问题的又一创新机制。然而,随着试点规模的扩大和实践的深入,小额贷款公司的缺陷和潜在风险也逐渐暴露出来,其发展遭遇重重障碍。如何防范小额贷款公司风险并完善相关法律规制的构建,成为现阶段亟待解决的问题。我国小额贷款公司的风险分析小额贷款公司的内部运营风险和外部监管风
In 2005, microfinance companies started a pilot program nationwide and became another innovative mechanism to solve the financing problem in rural and underdeveloped areas. However, with the expansion of pilot scale and practice, the shortcomings and potential risks of small loan companies are gradually exposed, and their development has encountered many obstacles. How to prevent the risk of small loan companies and improve the construction of relevant laws and regulations has become an urgent problem to be solved at this stage. Risk Analysis of Microfinance Companies in China Internal Operational Risk and External Regulation of Microfinance Companies