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本文采用文献资料法、访谈法、统计分析法等对8所2100名学生的参加体育保险状况和影响影响因素进行了详细的分析,研究结果表明:(1)体育大学生参加体育保险率为65.1%,34.73%的学生未参加体育保险,且女生、年级较低的、公办生参加体育保险率相对来说略高;(2)家庭经济状况、身体健康状态、卫生服务需求和使用情况等多个因素对学生的参加体育保险率都有重要影响。结论和建议:当前体育大学生参加体育保险率还比较低,需要不断完善医保制度,提升医疗服务水平,构建多层次的医疗保险体系。
In this paper, the literature review, interview method and statistical analysis are used to analyze the situation of sports insurance and the influencing factors of 8 2,100 students. The results show that: (1) The physical insurance rate of sports college students participating in sports insurance is 65.1% , 34.73% of the students did not participate in the sports insurance, and girls, lower grades, public health insurance participating in the insurance rate is slightly higher; (2) family economic status, physical health status, health service needs and usage, etc. Factors have a significant impact on students’ participation in sports insurance rates. CONCLUSIONS AND RECOMMENDATIONS: At present, the physical education insurance rate for sports college students is still relatively low, and the medical insurance system needs to be constantly improved so as to improve the medical service level and build a multi-level medical insurance system.