建设银行信贷风险的防范和控制成锦萍，王永忠信贷风险管理是一个系统工程，防范和控制信贷风险，必须做好以下几方面的工作：一、完善信贷管理体制，构造风险防范屏障贷款风险，归根到底都是与银行内部管理分不开的。所以，银行要充分发挥集体审贷的作用，健全和完善“审... Prevention and Control of Credit Risk of Construction Bank CHENG Jinping, WANG Yongzhong Credit risk management is a systematic project to prevent and control credit risk. We must do a good job in the following aspects: First, improve the credit management system and construct risk to prevent the risk of barrier loans, In the final analysis are inseparable from the bank’s internal management. Therefore, banks should give full play to the role of collective lenders, improve and perfect the "trial ...