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近年来,中国经济持续稳定发展,社会财富快速积累,公众的财富管理需求日益强烈,财富管理市场进入高速发展期。利率市场化进程的逐步加快,使得商业银行存贷款息差的利润空间日益缩小,财富管理业务成为了各家银行经营战略转型的重点。作为财富管理市场当之无愧的主力,银行自2004年推出首款理财产品至今,无论是理财产品种类还是理财产品规模均呈现出爆发式增长态势。2014
In recent years, with sustained and steady economic development in China, rapid accumulation of social wealth, increasing public demand for wealth management and the wealth management market entering a period of rapid development. The gradual acceleration of marketization of interest rates has led to a shrinking profit margin of interest-bearing deposits and loans of commercial banks, and the wealth management business has become the focus of the strategic transformation of banks. As a well-deserved main force in the wealth management market, the bank has launched its first wealth management product since 2004 and has seen explosive growth in both types of wealth management products and wealth management products. 2014