实现担保物权特别程序可有效控制企业资金链、担保链风险,加快推进银行不良资产处置2013年1月1日起施行的《民事诉讼法》首次在程序法上明确了以非诉方式实现担保物权的新途径。在当前银行业不良贷款余额和不良率处于“双升”的态势下,实现担保物权特别程序对控制企业资金链、担保链风险,加快推进银行不良资产处置以及防范金融风险,具有重要的现实意义。实现担保物权特别程序的优势缩短审理周期,加快处置和清收。根据《民事诉讼法》的相关规定,人民法院适用特 Special Procedures for Realizing Security Interests Can Control Enterprise Funds Chains and Guarantee Chain Risk and Accelerate the Disposal of Non-performing Assets of Banks The Civil Procedure Law, effective from January 1, 2013, promulgated the procedural law for the first time in a procedural law to guarantee non-litigation A new way of property rights. In the current situation that the balance of non-performing loans and non-performing loans in the banking industry are under “double rising”, it is of great importance to realize special procedures for the security of interests in controlling the capital chain of the enterprise, risk of the guarantee chain, accelerating the disposal of non-performing assets of banks and guarding against financial risks The practical significance. Achieve the advantages of the special procedures for security interest shorten the trial cycle, speed up the disposal and collection. According to the “Civil Procedure Law,” the relevant provisions of the People’s Court for special