论文部分内容阅读
为全面掌握妇女创业就业小额担保贷款政策在大兴安岭地区的执行情况,引导小额担保贷款健康可持续发展,充分利用小额担保贷款工具推动妇女创业就业工作的开展,提高金融服务水平,人民银行大兴安岭地区中心支行对辖内妇女创业贷款相关情况展开了调研。调查结果显示,妇女小额担保贷款政策宣传力度不够、担保机构慎保、贷款担保人难找、贷款流程较为复杂、后期缺乏有效追踪等问题制约着妇女小额担保贷款的开展,影响了政策的实施效果。
In order to fully understand the implementation of the micro-secured loan policy for women’s entrepreneurship and employment in the Greater Khingan Range, guide the healthy and sustainable development of micro-secured loans, make full use of micro-credit guarantee loans to promote women’s entrepreneurship and employment, and raise the level of financial services, the People’s Bank of China Daxinganling district center branch of the women’s business loans within the jurisdiction of the relevant research conducted. The survey results show that women’s lack of publicity on micro-credit loans, lack of guarantee for guarantee agencies, hard-to-find loan guarantors, complicated loan procedures and lack of effective follow-up in the later period restrict the development of micro-secured loans for women and affect the policy Implementation Effect.