近日,有件奇事被披露报端大白于天下:售房假按揭。眼看各种高招,真让人倒吸一口凉气。据闻,假按揭多取以下形式:一是正式房款之外再虚加相应比例的首付款,签订假合同办理贷款(实质相当于“零首付”),购房者将房屋出租还贷;二是开发商编列一批虚假的购房者,自己到银行办理按揭,逐年统一还贷(按揭贷款比开发贷款时间长、利率 Recently, there are some marvelous things that have been disclosed in newspapers and magazines in the world: selling fake mortgages. See all kinds of tricks, people really breathe cold breath. It is reported that fake mortgages and more take the following forms: First, outside the official housing and then add a corresponding proportion of the down payment, signed a fake contract for loans (essentially equivalent to “zero down payment”), home buyers will pay the loan repayments; Second, the developers list a number of fake buyers who go to the banks to handle mortgages and repay the loans year by year (the mortgage loan is longer than the development loan and the interest rate