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银行资产的监察稽核存在机制漏洞我国《商业银行法》规定,商业银行的分支机构不能独立承担责任,所以分支机构放弃债权必须要获得上级行的批准。在本案中,交通银行锦州分行在2000至2002年间,有175户,金额21758万元是依据该行上报的虚假法律手续批准核销的。由此可见,该分支机构
There are mechanism loopholes in the supervision and inspection of bank assets. The Commercial Bank Law of the PRC stipulates that the branches of commercial banks can not take on their own responsibilities. Therefore, branches that give up their claims must obtain the approval of their superiors. In this case, Jinzhou Branch of Bank of Communications had 175 households between 2000 and 2002 with a total amount of 217.58 million yuan, which was approved for verification according to the false legal formalities reported by the bank. This shows that the branch