电子商务作为一种全新的商务模式,其发展前途不可估量。然而,伴随着电子商务的发展,电子商务的安全性问题也日渐凸现,成为制约其发展的严重障碍。基于改进的SET协议基础上的支付模式有效的解决了支付过程当中的资金流的安全隐患,对客户交易安全提供了保障。 As a new business model, e-commerce has an immeasurable future. However, along with the development of e-commerce, the security of e-commerce is also increasingly prominent, becoming a serious obstacle to its development. The payment mode based on the improved SET protocol effectively solves the security risk of the capital flow in the payment process and provides the guarantee for the customer transaction security.