一忌主体不明,“乱点鸳鸯”。打官司首先要确定诉讼主体—被告,这是依法收贷的前提。一般来说,在借款合同纠纷中,确定被告并不难。但在实践中,由于市场经济运行的复杂性、时空的变迁和法规的擅变,义务主体也是在不断变化的。例如债务人及保证人的分化组合,企业的关、停、并、转 Avoid the subject is unknown, “chaotic duck.” Litigation must first determine the subject of litigation - the defendant, which is the premise of loan collection and levy. In general, in the dispute over the loan contract, it is not difficult to determine the defendant. However, in practice, due to the complexity of the market economy, changes in time and space and changes in laws and regulations, the subject of obligation is also constantly changing. For example, the division of debtors and guarantors portfolio, business, stop, and, turn