前不久，中国人民银行发布了《关于开展个人消费信贷的指导意见》，要求金融机构加大消费信贷投入，逐步扩大消费信贷的服务领域。这是根据我国的经济形势和宏观调控的需要，在去年支持个人购买住房和汽车的基础上，进一步扩大消费信贷的品种范围和贷款规模的重要举措。我... Not long ago, the PBC released the Guiding Opinions on Carrying out Personal Consumption Credit, requiring financial institutions to step up investment in consumer credit and gradually expand the service sector of consumer credit. This is an important measure to further expand the scope of the variety of consumer loans and the size of loans on the basis of the economic situation in our country and the needs of macroeconomic regulation and control, and support the purchase of housing and automobiles by individuals last year. I...