多年来,法人客户特别是大型公司客户贷后有效监管难、风险防范难、预期收益实现难一直是信贷管理工作中的重点和难点问题,贷后管理也因此成为整个信贷管理链条中最薄弱的环节。农业银行最近制定出台了系统的规定和具体的操作办法,确定了按客户建立分层次贷后管理制度和严格的责 Over the years, corporate clients, especially large corporate clients, have difficulty in effectively supervising loans and preventing risks. The realization of expected benefits has never been the key and difficult issue in credit management. Therefore, the post-loan management has become the weakest point in the credit management chain Links. Agricultural Bank recently formulated a system of rules and specific methods of operation, identified by the customer to establish a hierarchical post-loan management system and strict responsibility