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现如今,不少消费者都未雨绸缪,希望通过保险来为自身和家庭增添一份保障,有的投保人手里甚至同类型的保单有好几份。不过业内人士也提醒消费者,保险产品并非多多益善,保单能否叠加赔偿,这还得看具体的险种,消费者要根据自身情况及时进行合理调整。车险损失多少赔多少对于一部分新车主而言,在购买保险时甚至希望购买双份保险来为自己的爱车提供足够的保障。然而业内人士却表示,双份保险并不能得到双倍赔偿。某财险公司从事车险销售的王经理告诉记者,根据目前《保险法》的相关规定,重复保险的各保险人赔偿保险金的总和不得超过保险价值。王经理向记者举了一个简单的例子,假如车主在不
Nowadays, many consumers have taken precautions in the hope of adding a guarantee to themselves and their families through insurance. Some insured persons even have several types of policies of the same type in their own hands. However, industry insiders also remind consumers that insurance products are not plentiful and beneficial, whether insurance policies can be added with compensation. This depends on the specific types of insurance. Consumers should make timely and reasonable adjustments according to their own conditions. How much to lose some auto insurance loss For some new owners, even when buying insurance even want to buy double insurance to provide enough protection for their car. However, insiders said that double insurance can not get double compensation. A property insurance company engaged in auto insurance sales manager Wang told reporters that according to the current “Insurance Law” the relevant provisions of the repeated insurance of the insurer compensation insurance sum shall not exceed the insured value. Manager Wang gave a simple example to reporters, if the owner is not