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房子是一种必须依附于土地才能完整存在的特殊财产。把房子用作贷款抵押,必须连同承载房子的土地一起抵押给贷款发放人。这就是说,用房子作贷款抵押的前提条件是,抵押人不但必须对房子拥有完全的处
The house is a special property that must be attached to the land in order to be fully present. The use of the house as a loan mortgage must be mortgaged to the lender together with the land that carried the house. This means that the mortgage of a house as a precondition is that the mortgagor must not only have a complete house