论文部分内容阅读
《中国公证》2003年第5期、2004年第6期和2005年第4期上刊登的齐放同志和无名同志的三篇文章,探讨了某学院以学生公寓收费权质押向银行借款一案是否可行的问题。双方的观点都有很多可取之处,也有一些值得探讨的地方。首先,办理银行的担保贷款合同公证业务的风险大,涉及的金额较大,而且往往是公证在前贷款在后,一旦贷款无法收回,银行就会要求公证处赔偿损失,甚至要追究公证处的刑事责任。虽然银行不可能对借款人的资信和抵押物的情况不作任何审查而完
“Chinese notarization” in 2003 the fifth period, in 2004 the sixth period and the fourth period in 2005 on the release of comrades and anonymous comrades of the three articles to discuss a college student apartment charges pledge to the bank loan case Is it feasible? There are many points of preference for both parties and there are some places worth exploring. First of all, the banks involved in the secured loan contract notarized business risk, involves a large amount, and often notarize the previous loans in the future, once the loan can not be recovered, the bank will require the notary office to pay damages, or even to pursue the notary office criminal responsibility. Although it is impossible for banks to make any review of the borrower’s creditworthiness and collateral,