论文部分内容阅读
为确保信贷资金的安全运行,提高信贷资金的营运效益,促进沉淀贷款的活化,近年来,各级行、社在预防贷款风险,强化防范意识上采取了一系列行之有效措施,致使信贷资金运行逐渐步入法制化轨道。特别是现行推广的抵押贷款,预防了信贷风险,明确了债权债务关系,维护了银企利益。由于该项工作刚开展,正处在推广完善阶段,办理中还存在一些不容忽视的问题,有待于进一步改进。本文就如何规范抵押贷款工作,谈几点看法:
In order to ensure the safe operation of credit funds, improve the operational efficiency of credit funds and promote the activation of settled loans, in recent years all levels of banks and social service agencies have taken a series of effective measures to prevent loan risks and strengthen their awareness of prevention so that credit funds Operation gradually into the legal track. In particular, the current promotion of the mortgage loan, to prevent credit risk, clear the relationship between credits and debts, safeguarding the interests of banks and enterprises. Since this work has just started, it is in the stage of promotion and improvement. There are still some problems that can not be ignored in the process of handling and needs to be further improved. This article on how to regulate the mortgage loan, to talk about the views: