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中小企业是我国国民经济的重要组成部分和有生力量,在国民经济中具有大企业无法替代的作用。有关资料显示,我国中小企业占企业总数90%以上,在全国工业总产值和实现利税中的比重分别为60%和40%,并为社会提供了75%的城镇就业机会。然而长期以来,中小企业的融资难问题一直是困扰中小企业发展的重要制约因素。中小企业贷款难、上市筹资难、资金供需严重脱节,已成为制约中小企业进一步发展的一大瓶颈。结合上虞市的实际,从政府层面出发对中小企业融资现状进行分析,并提出了相关的思考和建议。
Small and medium-sized enterprises are an important part of China’s national economy and have a living force. They have the irreplaceable role of large enterprises in the national economy. Relevant data show that China’s SMEs account for more than 90% of the total number of enterprises, accounting for 60% and 40% of the national total industrial output value and profits and taxes, respectively, and providing 75% of urban employment opportunities for the community. However, for a long time, the financing difficulty of SMEs has always been an important constraint to the development of SMEs. SME loans difficult, the listing of funds difficult, a serious disconnect between the supply and demand of funds, has become a major bottleneck restricting the further development of SMEs. Combined with the actual Shangyu City, starting from the government level to analyze the status quo of financing for SMEs, and put forward relevant thinking and suggestions.