近年来,随着经济结构的调整和企业改制力度的加大,国有、集体企业职工向社会分流和自谋职业的人员逐年增多,到社保经办机构接续养老保险关系的人数迅速增加。在续保人数日趋增加的同时,因未及时参保续保而失去领取养老金资格的人员以及至今养老保险关系仍处于中断状况的情况依然存在。为此,笔者仅从个人帐户这个角度来谈社保关系接续问题。国家规定个人帐户包括三项内容:参保人员基本信息、帐户计入情况、欠费记录。个人帐户管理水平的高低,直接涉及能否清晰地反映参保人社保关系变化及退休时领取养老待遇的资格条件。因此,社保经办机构在个人帐户管理工作中,必须做到“准、实、全、细、清”。基本信息要准 In recent years, with the adjustment of economic structure and the reform of enterprises, the number of staff of State-owned and collective enterprises diverting themselves and seeking employment from the society has been increasing year by year, and the number of social insurance agencies connecting with the pension insurance has rapidly increased. At the same time as the number of renewal increases, the number of people who have lost their eligibility for pension benefits due to failure to enroll in the renewal and the relationship between the old-age insurance so far and the status quo are still interrupted. To this end, the author only from the perspective of personal accounts on social security issues continue to connect. The state stipulates that the personal account includes three items: the basic information of the insured person, the account credited to the case and the arrears record. The level of individual account management is directly related to the ability to clearly reflect changes in the social security relationships of insured persons and eligibility for retirement benefits upon retirement. Therefore, social security agencies in the personal account management, must be “accurate, real, full, fine, clear.” The basic information to be accurate