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据统计,我国居民银行储蓄存款余额,到1992年底已达到11545亿元。与1978年底的210.6亿元相比,增加了54.8倍。在11545亿元的城乡居民储蓄存款余额中,城镇居民的储蓄存款占33％;农村居民的储蓄存款占26％;城乡个体户的储蓄款占28％;非居民的储蓄存款(包括各种单位的“小金库”及以私人名义存入的公费等)占13％。人均储蓄存款1022元。如果将28％的城乡个体户储蓄和13％的非居民储蓄除外,现今中国大陆95％以上的城乡一般居民,人均存款仅有600元。这表明中国普遍老百姓的收入水平还很低,只不过是刚刚解决了温饱问题,家中开始略有一些结余。
According to statistics, the balance of savings deposits of residents in our country reached 1,154.5 billion yuan by the end of 1992. Compared with 21.06 billion yuan at the end of 1978, an increase of 54.8 times. Among the 1154.5 billion yuan of savings deposits of urban and rural residents, savings deposits of urban residents account for 33%; savings deposits of rural residents account for 26%; savings for urban and rural households account for 28%; savings for non-residents (including various types of savings “Small Treasuries” and public funds deposited in the name of private individuals, etc.) accounted for 13%. 1022 yuan per capita savings deposit. If 28% of urban and rural self-employed savings and 13% of non-resident savings are saved, more than 95% of urban and rural residents in mainland China now have a deposit per capita of only 600 yuan. This shows that the income level of the common people in China is still very low, only the problem of food and clothing has just been solved and there is a slight surplus at home.