通过一些研究,我们可以发现当前国内储蓄国债存在购买人群减少、投资者群体结构不均等问题。本文通过对储蓄国债的投资者行为的调查,分析当前投资者群体,并且对当前的投资者群体的行为的原因探究,提出解决储蓄国债问题的对策。希望本文的研究能够对储蓄国债的发展有一定的帮助。 Through some research, we can find that the current domestic savings bonds have the problem of reducing the purchase crowd and the structure of the investor group. This article investigates the investor behavior of savings bonds, analyzes the current investor groups, and explores the reasons for the current investor groups’ behavior and puts forward the countermeasures to solve the problems of savings bonds. I hope this research can help the development of savings bonds.