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随着市场化经济的不断发展,利率市场化改革进程的加快发展,利率市场化可以使银行在定价的方面更加的灵活,让其具有定价的主动权,并且还能够更好的控制银行发展过程中的风险,促进银行健康快速的发展。但是在利率市场化改革的过程中,银行风险的控制中还存在一定的问题,所以,在改革的过程中应该针对这些问题做出有效的措施,促进改革进程的顺利开展。以下就主要的对利率市场化改革和银行风险控制做探究分析,使银行能够更好的发展。
With the continuous development of marketization economy and the accelerated development of interest rate marketization reform, the marketization of interest rates can make banks more flexible in terms of pricing, giving them the pricing power and better control over the bank development process In the risk of promoting the healthy and rapid development of banks. However, during the process of market-based interest rate reform, there are still some problems in the control of bank risks. Therefore, effective measures should be taken to address these issues in the process of reform so as to promote the smooth progress of the reform process. The following major research on interest rate market reform and bank risk control do analysis to enable banks to better development.