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截止2014年底,我国60周岁及以上人口为2.12亿人,占总人口的15.5%。预计到2050年时,中国60周岁及以上老人将达36.5%,峰值或达4.73亿人,老龄化程度或将高于美国等大部分发达国家。然而我国现行养老保险制度存在诸多问题,包括养老金账户缺口、退休人员社保只能维持基本生活开支等。在这个大背景下,我国养老主题的公募基金数量逐渐增多。目前,我国公募市场上成立的养老主题基金一共有14只。从成立
By the end of 2014, China had 212 million people aged 60 and above, accounting for 15.5% of the total population. It is estimated that by 2050, the number of people aged 60 and over in China will reach 36.5%, reaching a peak of 473 million or more than most developed countries such as the United States. However, there are many problems in current pension insurance system in our country, including the pension account gap and retirement social security can only maintain the basic living expenses. In this context, the number of pension funds in China’s pension fund is gradually increasing. At present, there are 14 pension-themed funds set up in the public offering market in our country. From the establishment