论文部分内容阅读
小微企业是国民经济的生力军,发展潜力无限。小微企业金融业务是未来商业银行经营发展的“蓝海”支持实体经济,发展小微企业金融服务,工行北京市分行近年来深化创新,优化机制,推动了小微企业金融业务的长足发展。近七年来,累计投放小微企业贷款900亿元,到今年9月末,贷款余额由2006年的不足2亿元增加至120亿元,客户数量由50户增加至近1700户,为促进首都地区小微企业经营发展作出了贡献。
Small and micro-enterprises are vital forces of the national economy with unlimited potential for development. Small and micro enterprise financial business is the future development and operation of commercial banks “Blue Ocean ” To support the real economy, the development of small and micro enterprise financial services, ICBC Beijing Branch deepen innovation and optimization mechanism in recent years, promoting the rapid development of small and micro enterprises financial business . In the past seven years, a total of 90 billion yuan loans have been put into small and micro enterprises. By the end of September this year, the loan balance increased from less than 200 million yuan in 2006 to 12 billion yuan and the number of customers increased from 50 to nearly 1,700. In order to promote the small Micro-enterprise business development has made its contribution.