新《公司法》和注册资本登记制度客观上对银行信贷业务带来一定影响,因此银行要及时修订和完善贷款的审查和审批制度,强化贷款的跟踪管理,以更好地防范风险。为为加快政府职能转变、创新政府监管方式、建立公平开放透明的市场规则、保障创业创新,充分激发市场主体的活力,国务院于2014年2月7日下发了《国务院关于印发注册资本登记制度改革方案的通知》(国发 The new “Company Law” and the registration of registered capital objectively affect the bank credit business to a certain extent. Therefore, banks should revise and improve the system of examination and approval of loans in a timely manner and strengthen the follow-up management of loans so as to better guard against risks. In order to speed up the transformation of government functions, innovate the government supervision mode, establish a fair and open market rules, ensure the innovation of entrepreneurship and fully stimulate the vitality of market participants, the State Council issued on February 7, 2014 the State Council’s Regulation on Printing and Issuing Registered Capital Registration System Notice of the Reform Proposal "(国 发