近年来,中国的非营利组织发展迅速,其在经济与社会发展领域起到越来越重要的作用,逐渐弥补了市场和政府失灵带来的一些缺陷,也解决了因此导致的一些社会问题。当前社会农村土地在逐步减少,失地的农民却越来越多,他们没有了赖以生存的土地资源,养老保障问题日益凸显。而政府和市场虽然意识到了这个问题却不能有效解决农民的养老保障难题,所以在这一背景下研究如何使非营利组织参与到农民养老保障问题当中去是非常有必要的。 In recent years, the non-profit organizations in China have been developing rapidly. They play an increasingly important role in the economic and social development. They have gradually made up for the shortcomings caused by the failure of the market and the government and solved some of the social problems that have resulted. In the current society, the land in rural areas is gradually decreasing, and there are more and more peasants who have lost their land. They do not have the land resources on which they live, and the issue of endowment insurance has become increasingly prominent. Although the government and the market are aware of this problem, they can not effectively solve the problem of peasant’s pension security. Therefore, it is necessary to study how to involve non-profit organizations in the issue of endowment insurance for farmers in this context.