论文部分内容阅读
保险资金与资本市场的融合是提高保险投资收益率,进而提升保险业竞争力的必然要求。在保险业发达国家,保险业的发展与资本市场密不可分,然而在我国,由于资本市场尚不完善,保险资金与资本市场呈现弱对接。本文通过建立模型具体分析了二者之间所存在的博弈关系,并在此基础上提出了促进我国保险资金与资本市场良性互动,取得“双赢”的对策建议。
The integration of insurance funds and capital markets is a necessary requirement to increase the rate of return on insurance investment and further enhance the competitiveness of the insurance industry. In the developed countries of the insurance industry, the development of the insurance industry is inextricably linked with the capital market. However, in our country, due to the imperfect capital market, the insurance funds and the capital market are weakly connected. This paper analyzes the game relationship existing between the two through the establishment of a model, and on this basis puts forward some countermeasures and suggestions to promote the positive interaction between insurance funds and capital market in our country and achieve “win-win”.