当市场上风险资产的损益引起财富的变化时,会影响家庭内部消费、投资和储蓄的结构,进而会影响到金融市场的变动。因此家庭风险资产选择是家庭资产配置的重要研究方面。更重要的是,传统上的家庭由分享经济资源,共同决策和计划,包括如何运用这些资源。结合中国实际及其他属性变量,重点研究婚姻对风险资产选择的影响,对了解家庭投资决策者,进而协助投资市场的日益发展具有重要的理论与现实意义。 When the profit and loss of venture capital in the market causes the change of wealth, it will affect the structure of consumption, investment and saving in the family, which will in turn affect the changes in the financial market. Therefore, the choice of family risk assets is an important aspect of family asset allocation. More importantly, the traditional family consists of sharing economic resources, joint decisions and plans, including how to use these resources. Combined with China’s actual and other attribute variables, the focus of research on the impact of marriage on the selection of risky assets is of great theoretical and practical significance for understanding family investment decision-makers and assisting in the growing investment market.