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本文采用数据包络分析方法(DEA),利用2003年～2007年我国保险公司数据,选取13家主要保险公司作为样本,对其技术效率、纯技术效率、规模效率以及全要素生产率进行实证分析,从而分析影响我国保险公司效率的因素。文章从多角度分析了我国保险公司经营效率方面现阶段存在的主要问题,并提出提高我国保险公司绩效的建议。
In this paper, data envelopment analysis (DEA) is used to make a empirical analysis of the technical efficiency, pure technical efficiency, economies of scale and total factor productivity by using the data of China’s insurance companies from 2003 to 2007 and selecting 13 major insurance companies as samples. Therefore, the factors affecting the efficiency of insurance companies in our country are analyzed. The article analyzes the main problems existing in the present stage of the operating efficiency of the insurance companies in our country from many aspects and puts forward some suggestions to improve the performance of the insurance companies in our country.